Gold Coast's Favorite Finance Brokers
AUD Loans are committed to finding you or your business the best Loan possible to suit your financing needs, Making Loans Fast and Simple to understand.
How can we help you?
We’re a trusted local Gold Coast broker that can help in many aspects of finance. We truly care about our customers and we will do everything we can to help you get your funds with the right loan.
Home Loans
Buying your first home or your third it can always be daunting and stressful. Navigating different lender policies, finding the right loan and getting the best rate are the advantages of using a mortgage broker
Investment Home Loans
First-time investors or experienced ones who’ve been around the block a few times have different needs and time frames compared traditional home loans. AUD Loans can deliver precisely what they’re looking for and quickly.
Refinancing
Consolidating debts, or unlocking equity in your current property refinancing can be a smart way to manage your money or give you the option of securing a better deal.
Business Loans
Is your business growing and in need of investing in equipment or business growth, or support cash flow? AUD Loans can help you find a solution for your business.
Personal Loans
Need to borrow money to pay for something special, like a holiday, car or home renovations or even consolidate your debts a personal loan may be the choice for you.
Vehicle & Equipment Loans
Looking at purchasing a personal vehicle or leasing business cars, commercial vehicles or equipment? AUD Loans has access to a range of finance options and loans.
Try our handy Mortage Calculator
Loan Repayment Calculator
How Much will my repayments be each month/week/fortnight?
Stamp Duty Calculator
Calculate how much your stamp duty is going to cost
Savings Goal Calculator
How much do you need to deposit monthly to reach your saving goal
Mortgage switching Calc
Calculate the cost of switching your mortage
Borrowing Calculator
Work out how much you can borrow by calculating your income and expenses
Budget Planner
Calculate your monthly budget and work out where you can save
Why Choose a Finance Broker
With so many lenders to choose from in today’s market, you may decide to get help from a mortgage/finance broker. A broker will askes you the right questions to match you with the right loan that meets your needs whilst also being value for money.
At AUD Loans we are your go-between who deals with the banks and other lenders to arrange your loan. As finance brokers we must act in your best interests when suggesting the right loan for you.
As a good broker we need to:
- Understand your needs and goals.
- Work out what you can afford to borrow.
- Find options to suit your situation.
- Explain how each loan works and what it costs (for example, interest rate, features and fees).
- Apply for a loan and manage the process through to settlement
What People are Saying
Fixed Rates vs Variable
With access to a range of lenders you can make an informed choice on which deal is the right for you
Whilst there is no way to predict what will happen to the economy and interest rates in the future,
what is helpful to understand is the advantages and disadvantages of fixed and variable home loans
so you can determine which one may suit you.
Advantages
One of the main advantages of a fixed rate home loan is certainty, as it ensures your repayments will
not change for a set period of time. This can help you to plan ahead.
Secondly when interest rates are low you can take advantage of fixing at a low rate and retain that
rate even if interest rates rise. This in turn could possibly lower the total amount of interest paid over
the loan term.
Disadvantages
If you have fixed your home loan and interest rates go down one disadvantage is you will not benefit
from the decreases in interest rates.
If you are on a fixed rate and want to switch to a variable rate or want to refinance or sell your
property, a disadvantages is you will have to pay a break cost which can be quite high
depending on how long you have had the fixed term for.
Another disadvantage is that with a fixed rate there is often restrictions on making additional
repayments.
Best of both worlds
You could also consider fixing part of your mortgage so you get the security of a fixed rate home loan
and the flexibility of a variable rate at the same time.
Most importantly you need to weigh up your individual circumstances and goals before making any
decisions on how to structure your loan.
Don’t Miss
Knowledge Centre
See our latest blogs and videos with information on saving, lending and buying
